Ontario land transfer tax calculator
See the provincial and (if applicable) Toronto municipal land transfer tax on your purchase, with first-time-buyer rebates applied. Adjusts as you type.
Your purchase
Your land transfer tax
- Ontario provincial LTT
- $13,475
- Subtotal
- $13,475
Total land transfer tax
$13,475
Effective rate 1.59% of the purchase price · due on closing
Mortgage + stress test
Payments, CMHC, and the qualifying rate.
Commission math
What selling costs — and what you keep.
What's my home worth?
A real agent prepares your CMA — free.
How the numbers are calculated
Ontario LTT marginal brackets (0.5% to $55K, 1.0% to $250K, 1.5% to $400K, 2.0% to $2M, 2.5% above $2M) for one- and two-unit residential properties, per ontario.ca (rates effective 2017-01-01). Toronto MLTT mirrors the province to $2M and adds luxury tiers above $3M (effective 2024-01-01). First-time-buyer rebates: up to $4,000 provincial, up to $4,475 Toronto. Non-Resident Speculation Tax (25%, effective 2022-10-25) is not included. Figures are estimates rounded to the nearest dollar and are for general information only — not legal or tax advice. Confirm with your real estate lawyer. Rates last reviewed 2026-07-18.
BroadBricks Realty Group Inc., Brokerage