Free tools

Ontario real estate calculators

Free tools. Instant answers, current Ontario rates, no sign-up.

• Rent vs buy

  Should you buy yet? An honest net-worth comparison over time.

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• All-in closing costs

  Every cost on top of the price — itemized Ontario low-high band.

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• Land transfer tax

  Ontario + Toronto LTT, first-time-buyer rebates included.

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• Mortgage + stress test

  Payments, affordability, and the qualifying rate.

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• Commission math

  What selling really costs — and what you keep.

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